uob particular banking
uob particular banking
Blog Article
UOB Bank provides various particular banking companies created to meet the money demands of individuals. Underneath is an extensive overview that will help you understand The crucial element facets and choices.
Varieties of Accounts
Savings Account: This account means that you can get monetary savings though earning curiosity.
Options: Easy access, fascination earnings, minimal costs.
Benefits: Risk-free place for your cash, potential progress as a result of interest.
Recent Account: Perfect for daily transactions and handling charges.
Features: Checkbook facility, overdraft safety.
Positive aspects: Effortless for regular payments and withdrawals.
Set Deposit Account: For the people looking to make increased curiosity fees above a set period of time.
Capabilities: Fastened time period deposits, bigger desire rates in comparison with personal savings accounts.
Positive aspects: Safe financial commitment possibility with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans which can be utilized for different functions like training or house renovation.
Kinds:
Installment Loans
Credit history Traces
Positive aspects: Versatile repayment terms, aggressive fascination costs.
Property Loans: Personalized methods for obtaining house or refinancing existing home loans.
Sorts:
Fixed Rate Household Financial loan
Floating Charge House Loan
Gains: Unique programs to suit particular person wants, appealing fees.
Charge cards
UOB offers A selection of credit cards catering to unique lifestyles and paying out behavior:
Benefits Cards: Gain points on just about every buy that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on day-to-day investing for instance groceries and dining out.
Travel Playing cards: Particular Gains like air miles accumulation and vacation insurance policies protection.
Expense Expert services
For people considering rising their prosperity via investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for extended-expression expansion targets.
Structured Deposits * Brings together the attributes of standard deposits with financial commitment products. * Possibly larger returns but with a few possibility associated.
Insurance Items
To guard here by yourself and Your loved ones from unexpected functions:
Lifetime Insurance plan * Presents financial stability in the event of Demise or essential disease. * Could also serve as a cost savings Device dependant upon the coverage chosen.
Well being Insurance * Handles professional medical charges which include hospitalization charges. * Essential for mitigating high Health care fees.
Digital Banking Products and services
Advantage at your fingertips by means of digital platforms:
Online Banking
Lets you control your funds on the web:
Check out account balances and transaction history
Transfer cash among accounts or pay costs
Apply for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by using mobile applications:
Fast equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to provide personalised banking solutions that cater exclusively to individual demands while making certain benefit and safety in all transactions.